Sunday, August 7, 2016

FREE + Florida Credit Repair + To Buy A House

There isn’t anything that a credit repair service is able to legally do for you — even removing wrong information — that you can’t do for yourself for little or no expense. The cost of using a credit repair company can be considerable, ranging from hundreds to thousands of dollars.
Florida-Mortgage-Lenders.com will pull your credit and show you exactly what you need to do to qualify for a Florida mortgage FREE OF CHARGE. We will work with you and show you how to qualify free of charge!
http://www.florida-mortgage-lenders.com/index.php/full-application.html



You have the right to work directly with a credit reporting agency to challenge any inaccurate or incomplete information in your credit report.
A federal law that became effective on April 1, 1997, was created in response to the number of consumers who have suffered from a credit repair scam.
Under the act, Florida credit repair service companies must:
·         Not Take money until they fully complete the services they promise.
·         Provide consumers with a written contract stating all the services to be provided and the terms and conditions of payment. Under the law, consumers have three days to withdraw from the contract.
·         Are forbidden to ask or suggest that you mislead credit reporting companies about your credit accounts or alter your identity to change your credit history.
·         Cannot knowingly make deceptive or false claims concerning the services they are capable of offering.
·         Florida credit repair companies cannot ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign cannot be enforced.

Florida-Mortgage-Lenders.com will pull your credit and show you exactly what you need to do to qualify for a Florida mortgage FREE OF CHARGE. We will work with you and show you how to qualify free of charge!

FREE + Florida Credit Repair + To Buy A House

There isn’t anything that a credit repair service is able to legally do for you — even removing wrong information — that you can’t do for yourself for little or no expense. The cost of using a credit repair company can be considerable, ranging from hundreds to thousands of dollars.
Florida-Mortgage-Lenders.com will pull your credit and show you exactly what you need to do to qualify for a Florida mortgage FREE OF CHARGE. We will work with you and show you how to qualify free of charge!


You have the right to work directly with a credit reporting agency to challenge any inaccurate or incomplete information in your credit report.
A federal law that became effective on April 1, 1997, was created in response to the number of consumers who have suffered from a credit repair scam.
Under the act, Florida credit repair service companies must:
·         Not Take money until they fully complete the services they promise.
·         Provide consumers with a written contract stating all the services to be provided and the terms and conditions of payment. Under the law, consumers have three days to withdraw from the contract.
·         Are forbidden to ask or suggest that you mislead credit reporting companies about your credit accounts or alter your identity to change your credit history.
·         Cannot knowingly make deceptive or false claims concerning the services they are capable of offering.
·         Florida credit repair companies cannot ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign cannot be enforced.

Florida-Mortgage-Lenders.com will pull your credit and show you exactly what you need to do to qualify for a Florida mortgage FREE OF CHARGE. We will work with you and show you how to qualify free of charge!

Florida Mortgage Lenders - APPROVED DOWN TO 580 FICO!

Florida Mortgage Lenders Down to 580 Fico!

Not two generations ago, it was difficult for home buyers to get a Florida mortgage from their local financial institution without a 20% Down payment. Few people could manage the savings required and many otherwise qualified Floridians didn’t get approved for the funds to buy a home in Florida because they did not have the minimum Down payment to qualify for a Florida Mortgage.
Although recent problems in the subprime market have made lenders more careful about how they extend credit, it’s still very possible to get a Florida mortgage with little or no money down. To learn more about our Florida home buyer programs, just give us a call at 1-954-667-9110.
For sure, it is much easier today to be a Florida home buyer than it was a generation ago. Even if you don’t have substantial savings or perfect credit, our mortgage company works with many lenders still willing to make loans to borrowers with limited cash for Down payment
In fact, today in Florida 7 out of 10 first time home buyers make a Down payment of 10% or less. A good many Floridians buy their homes with no money down at all.
Because most people who sell an existing home have some equity which can be applied to making the Down payment on the new home, no down payment financing is most attractive to Florida first time home buyers. However, these loans are an option for all home buyers whether they have equity from a prior sale or not.
Don’t be persuaded that your lack of a Down payment means you can’t become a Florida homeowner. Call 1-954-667-9110 
With 10 plus years of helping home buyers and first time home buyers become homeowners, our skilled and experienced mortgage originators can help you own a Florida home using these excellent no money down Mortgage programs:
  • 106% Financing For Florida Home buyers – Closing costs in Florida vary but typically run from 4-6 percent of the value of the transaction. Using a 106% Florida mortgage is an excellent way to create a truly no money down home mortgage. Call 1-954-667-9110 to get pre-approved for this no money down program today!

·         GOVERNMENT FLORIDA MORTGAGE'S INCLUDE FHA, VA, USDA - Ginnie Mae which is part of HUD guarantees Florida mortgage backed securities that are either insured and guaranteed by FHA, VA, and USDA. Private Florida Mortgage lenders originate these home loans that are then sold to financial institutions that trade government securities. As a Florida mortgage lender we originate government, conventional, and private, portfolio Florida home loans to purchase or refinance in every city and county in Florida. 
·         VA MORTGAGE LOANS- VA mortgage loans are issued by private Florida mortgage lenders and guaranteed by U.S. Dept. of Veterans Affairs. The VA mortgage guaranty allows Florida veterans and service persons to obtain VA mortgage loans with 100% financing. In addition, Florida mortgage applicants find it is easier to qualify for a VA mortgage than a conventional loan. VA Florida mortgage lenders generally limit the maximum VA mortgage loan to $417,000. The U.S. Department of Veterans Affairs does not make these loans. The VA mortgage guarantees Florida mortgage loans made by private VA approved mortgage lenders. The VA determines your eligibility and, if you are qualified. The VA will issue you a certificate of eligibility and a DD214 to be used in applying for a Florida VA mortgage.
·         FHA MORTGAGE PROGRAMS- FHA or the Federal Housing Administration is a division within the U.S. Dept. of Housing and Urban Development in charge of the various Florida FHA mortgage programs. The result of the FHA mortgage insurance makes Florida mortgage lenders more willing to grant FHA  loans with a lower down payment and are easier credit qualifying requirements than conventional mortgage loans. Since FHA insures these loans, Florida mortgage lenders are willing to take on greater risk. With the FHA insurance program Florida mortgage applicants with low credit scores and even no credit scores can qualify for our No Credit Score Florida mortgage. 
  • 105% Financing For Florida Home buyers – Right now sellers of homes are a little more flexible in dealing with prospective Florida home buyers because of the slower Florida housing market. That means 105% financing is often enough to produce a true no money down real estate transaction for the Florida real estate buyer, especially if your Realtor® can negotiate some help from the selling side. To learn more about our 105% mortgage programs, call 1-954-667-9110 or apply securely online for a no money down Florida mortgage.
  • 103% Financing for Florida Home buyers – Having an experienced Mortgage Lenderworking with you and your Realtor® in structuring your offer to purchase is one way that many Florida home buyers get to the closing table with 103% financing. Our loan officers are standing by to answer any questions you might have about our mortgage programs for home buyers at 1-954-667-9110. Call now for a quote on 103% financing or any our other Florida lending no money down mortgage programs! We can get you a loan whether you’re financing a modular home in Broward County or a single family block home in Orange County. We will make a fixed rate no money down home loan easy!
  • 100% Financing For Florida Home Buyers – Interest rates are at historic lows and an oversupply of well built homes with high days on market! Florida home buyers should not let the lack of funds for a Down payment make them miss what looks to be one of the best buying opportunities in Florida residential real estate in many years. A mortgage representative will be happy to discuss how you can buy your Florida home with 100% finance lending. Call 1-954-667-9110, or inquire using our contact form for a no obligation quote on 100% financing from our best Florida lenders. 
  • 80/20 Financing For Florida Home buyers – Although private mortgage insurance is now deductible in many cases, many of our Florida mortgage clients want to avoid PMI but still get 100% financing. We have structured many combo loans with an 80% first mortgage and a 20% Second Mortgage or home equity line of credit to avoid PMI and still achieve a purchase money mortgage with no Downpayment requirements. Call 1-954-667-9110 or use our contact form for a quote on an 80/20 no money down combo mortgage to buy your Florida dream home. 
  • 97% Financing For Florida Home buyers – A few years ago a seller’s agent faced multiple offers and could pit Florida home buyers against each other in a bidding war before accepting the highest and best offer. Now home buyers can drive through subdivisions in most Florida metros and find plenty of for sale signs. Motivated seller’s agents are receptive and often willing to kick in 3 to 9% toward buyer’s closing costs and Downpayment without a corresponding increase in the offered price. In this way, even 97% financing can become the way tobuy a Florida home with very little money out of pocket. Call a home loan pro now at 1-954-667-9110 for full details on our 97% Florida mortgage loans. 
You may be pleasantly surprised how much money the same amount you are spending on rent every month can buy if you apply it toward a low fixed rate Florida mortgage. Why not take a step toward building equity for yourself and your family? Call a mortgage expert today at 1-954-667-9110 or use our secure online Florida mortgage  to get a no money down mortgage for a first time home buyer in Hillsborough County or any of the other Florida counties we serve.
Quick and Easy No Money Down Programs for Florida First Time Home Buyers
Some Florida first time home buyers hesitate because they think that the no money down loan process is too complicated or time consuming.
Not so.
Our mortgage pros have been making getting loan approvals for Florida first time home buyers easy, stress-free, and straightforward for over ten years now. We can help you get the keys to a Florida home that you own. Call 1-954-667-9110 and ask about our special no money down first time home buyer mortgage programs.
  • Low fixed rate Florida mortgages with terms of 40,30,20,15, and 10 years;
  • First time home buyer programs for Florida Jumbo and Super Jumbo Mortgages for the purchase of luxury homes;
  • No money down mortgage first time home buyer programs that allow for contributions from the seller and use of gift programs to pay closing costs and prepaids;
  • Florida no money down programs with Interest Only periods of 1, 3, 5, and ten years;
  • Both conventional and FHA home loan programs designed specifically for first time home buyers with less than perfect credit who want a low cost alternative to a sub prime mortgage;
  • Excellent programs for first time buyers seeking to purchase mobiles, modular or trailer homes with land.
Don’t miss one of the best times to buy a home in Florida because you don’t have a Downpayment The call and consultation are free and without obligation. Call First Continental Mortgage at 1-954-667-9110 to learn more about buying your first Florida home with no money down.