There
isn’t anything that a credit repair service is able to legally do for you — even
removing wrong information — that you can’t do for yourself for little or no
expense. The cost of using a credit repair company can be considerable, ranging
from hundreds to thousands of dollars.
Florida-Mortgage-Lenders.com
will pull your credit and show you exactly what you need to do to qualify for a
Florida mortgage FREE OF CHARGE. We will work with you and show you how to
qualify free of charge!
You
have the right to work directly with a credit reporting agency to challenge any
inaccurate or incomplete information in your credit report.
A
federal law that became effective on April 1, 1997, was created in response to
the number of consumers who have suffered from a credit repair scam.
Under the act, Florida
credit repair service companies must:
·
Not
Take money until they fully complete the services they promise.
·
Provide
consumers with a written contract stating all the services to be provided and
the terms and conditions of payment. Under the law, consumers have three days
to withdraw from the contract.
·
Are
forbidden to ask or suggest that you mislead credit reporting companies about
your credit accounts or alter your identity to change your credit history.
·
Cannot
knowingly make deceptive or false claims concerning the services they are
capable of offering.
· Florida credit repair companies cannot
ask you to sign anything that states that you are forfeiting your rights under
the Credit Repair Organizations Act. Any waiver that you sign cannot be
enforced.
Florida-Mortgage-Lenders.com
will pull your credit and show you exactly what you need to do to qualify for a
Florida mortgage FREE OF CHARGE. We will work with you and show you how to
qualify free of charge!
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